Bank On California Capital Region: Accounts and Locations
Bank On is a national initiative of the Cities for Financial Empowerment Fund.
Click here to see the national Bank On account standards.
The City of Sacramento’s Financial Empowerment Center coaching team uses Bank On as one tool toward helping local residents find and use safe, affordable accounts, with no overdraft or hidden fees.
All Bank On certified accounts offer the following features:
- No overdraft or other hidden fees
- No minimum balance required
- Minimum opening deposit of $25 or less
- Low monthly fee: usually $5 or less, as low as $0
- Online and mobile banking, with online bill pay
It doesn’t matter how much money you have, if you don’t have a social security number or California ID, or if you’ve had trouble banking in the past. With Bank On, everyone is welcome. Use the bank locator tool and account comparison chart below to find the right account for you.
**Special note about COVID-19-era account opening**
Many of these accounts can be opened online. For more details, click here for a message about remote account opening from CFE Fund.
Find an Account Near You
View the map that shows the locations of institutions in the region who participate in the BankOn program.
Compare Bank and Credit Union Accounts
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Bank of America
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Chase
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Citibank
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Self Help Federal Credit Union
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US Bank
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Wells Fargo
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Name of account
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Advantage SafeBalance Banking Account
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Secure Banking Account
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Access Account
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Access Checking
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Safe Debit Account
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EasyPay Card
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Monthly Fee
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$4.95
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$4.95
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$10 or less
fees can be waived
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$5 or less fee can be waived
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$4.95
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$5
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Minimum opening deposit
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$25
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$25
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$0
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$0
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$25
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$25
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Can I open an account online?
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Yes with U.S. ID and Social Security Number
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Yes with U.S. ID and Social Security Number
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Yes with U.S. ID and Social Security Number
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Contact Julio Ortiz at 916-237-7068 or jortiz@self-helpfcu.org for assistance.
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Yes with U.S. ID and Social Security Number
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Yes
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Cost of money orders?
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Not offered
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NA
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$5
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$1
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$1.65
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Is a free savings account available?
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Yes with $300 daily balance or auto transfer of $25+ month
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No
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Yes
with $1,500 average monthly balance
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Yes
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Yes
with automatic transfer from checking to savings
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Can I open an account using foreign ID like a Matricula?
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Can I open this account if I’ve had an account closed in the past?
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Yes
unless for fraud, and past overdrafts owed any financial institution must be paid.
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Yes
unless for fraud, and past overdrafts owed Chase must be paid.
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Yes
unless for fraud, and past overdrafts owed Citibank must be paid.
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Yes
unless for fraud, and past overdrafts of $500+ owed any financial institution must be paid.
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Yes
unless for fraud, and past overdrafts owed US Bank must be paid.
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Yes
unless for fraud, and past overdrafts of $500+ owed any financial institution must be paid.
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