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Benefit services

Benefit Services is not open for walk-in service. Service is available via email, telephone, or by appointment. Email Benefit Services to schedule an appointment if in-person service is needed.

Inquiries about benefits should be emailed to and your inquiry will be responded to within two (2) business days. 

The Benefit Services Division serves as a valuable resource for a variety of services:

  • employee benefit orientations
  • insurance enrollment, changes, and questions
  • flexible spending accounts
  • deferred compensation
  • retiree health benefits

Employee benefits are administered according to the City's IRS section 125 Cafeteria Plan and the Labor Agreements.

2022 Employee Benefits Handbook

2022 Open Enrollment Detailed Memo to All Benefit Eligible Employees

MyBenefits.Life App

Guide to Qualifying Life Events and Mid Year Election Changes

Acceptable Documents for Qualifying Life Events and Benefit Changes

Benefits Provider and Carrier Directory

Form 1095-C FAQ

Employee benefits information

2022 Medical, Dental and Vision Premiums

Active Employee Premium Rates
Annual Premium Cost Overview
Comparison of $25 Co-pay vs $40 Co-pay
COBRA Premium Rates

City Health Contribution for all Rep Units except 522 for FTE 1.0 to .80
City Health Contribution for all Rep Units except 522 for FTE .79 to .50
City Health Contribution for Rep Unit 05 (522)  


Health Plan Information and Summary of Coverage


2022 Plan Year

Kaiser Video - Summary of Plans Available
Kaiser Digital Presentation of plan options and benefits
$25 Copay Summary Matrix
$25 Copay SBC (Affordable Care Act)
$40 Copay Summary Matrix
$40 Copay SBC (Affordable Care Act)
Account-Based Health Plan (ABHP) Summary Matrix
Account-Based Health Plan (ABHP) SBC (Affordable Care Act)

Chiropractic Benefits for $25 & $40 HMO Plans
Chiropractic Benefits for ABHP Plan
Kaiser Mental Health Services in greater Sacramento region
Free Self Care Apps for Kaiser members
Kaiser Northern California Service Area (active employee plans)


2022 Plan Year

SHP General Information including coverage map
$25 Copay Summary Matrix
$25 Copay SBC (Affordable Care Act)
$40 Copay Summary Matrix
$40 Copay SBC (Affordable Care Act)
Account-Based Health Plan Summary Matrix
Account-Based Health Plan SBC (Affordable Care Act)
Acupuncture and Chiropractor Rider for $25 & $40 HMO Plans
Infertility Rider for $25 and $40 HMO Plans
Effective 1/1/2022 - SHP changes its Pharmacy Benefit Manager to CVS Caremark

Service Area Map


2022 Plan Year

$25 Copay Summary
$25 Copay SBC (Affordable Care Act)
$40 Copay Summary
$40 Copay SBC (Affordable Care Act)
Account-Based Health Plan (ABHP) Summary
Account-Based Health Plan (ABHP) SBC Self Coverage Only (Affordable Care Act)
Account-Based Health Plan (ABHP) SBC Self and Family Coverage (Affordable Care Act)

Prescription Copayment Summary
Active & Fit Direct Program
Chiropractic and Acupuncture for $25 & $40 HMO Plans
Infertility for $25 & $40 HMO Plans
Service Area Map


DeltaCare USA
DeltaCare USA Evidence of Coverage (EOC)
Delta Dental PPO
Delta Dental PPO Evidence of Coverage (EOC)
Delta Dental Quick Plan Comparison
Delta Dental Added-Value Benefits - Hearing Aid and LASIK Discounts


Base Plan and Premium Plan

2022 Open Enrollment Communication

October 27, 2021 - Open Enrollment closes Friday, Oct. 29 (email to PAR Contacts)
October 21, 2021 - Open Enrollment Closes in One Week (email to PAR Contacts)
October 14, 2021 - Open Enrollment Week 2 (email to PAR Contacts)
October 5, 2021 - Open Enrollment Has Started (email to PAR contacts)
September 29, 2021 - 2022 Open Enrollment with Memo (citywide email)
September 17, 2021 - 2022 Open Enrollment Is Coming (citywide email)
September 10, 2021 - 2022 Open Enrollment Dates (email to PAR Contacts)

Open Enrollment Evidence of Insurability (EOI) for Choice Supplemental Life Insurance
Open Enrollment 8.5x11 flyer for posting

Employee Benefit Summaries by Labor Group and Rep Unit

SCXEA, Units 01, 10, 14

SPOA, Unit 02

Local 39, Units 03, 16, 17, 04, 15

Local 522, Unit 05

BT, Unit 06

Local 447, Unit 07

Local 1176, Unit 08

WCE, Unit 11

IAMAW, Unit 12

Unrep, Units 20, 21, 22

Charter Officers, Unit 20

Mayor and Council, Unit 23

Who is eligible for benefits?

Benefit-eligible employees can enroll the following family members in our medical, dental and vision plans:

  • Spouse (the person they are legally married to under state law, including a same-sex spouse) or State of California registered domestic partner.
  • Natural-born, adopted (or placement for adoption), current step, or current registered domestic partner children up to age 26:                
    • Over age 26 ONLY if they are incapacitated due to a disability and primarily dependent on you for support.
    • Named in a Qualified Medical Child Support Order (QMCSO) as defined by federal law.
Who is not eligible?

Family members who are not eligible for coverage include, but are not limited to:

  • Parents, grandparents, and siblings.
  • Any individual who is covered as an employee of City of Sacramento cannot also be covered as a dependent (except for dental and vision).
When can employees enroll in coverage?

Coverage for new benefit-eligible employees begins on the first day of the month, following or coinciding with date of hire. New employees who do not make an election within 30 days of becoming eligible will automatically be enrolled in the lowest cost core medical plan.

Open Enrollment for current benefit-eligible employees is held in the fall. Open enrollment is the one time each year when employees can make changes to their benefit elections without a qualifying life event.

Once Open Enrollment ends, only qualifying life events will allow employees to make certain changes to their coverage elections during the plan year. Employees have 30 days from the date of the life event, with the exception of birth or adoption which allows 60 days, to request and complete the necessary paperwork to finalize the mid-year change. Documentation, such as the copy of a birth certificate, is required when making a benefit change due to a life event. Qualifying life events include, but are not limited to:

  • Birth or adoption of a baby or child (60 days)
  • Loss of other healthcare coverage (30 days)
  • Eligibility for new healthcare coverage (30 days)
  • Marriage (30 days)
  • Divorce (30 days)
Health Carrier Privacy Notices
Sutter Health Plus
Western Health Advantage
Delta Dental

Changing your address on file with the city

Current Employee: address changes are completed by the employee in eCAPS self service.

Separated Employee (not retired): complete and sign this form and email to

CalPERS Retiree: complete and sign this form and email to You must contact CalPERS to change your address on file with CalPERS.

SCERS Retiree: complete and sign this form and email to

Our Customer Service Commitments

All Benefit Services team members commit to:

  • Acknowledging all inquiries within two business days. 
  • Providing responses that are compliant, informative, and offer alternative solutions when available. 
  • Fostering positive working relationships with all customers, co-workers, and vendors.
  • Collaborating with our customers and co-workers to improve and streamline our processes.
  • Communicating with City retirees about benefit information and providing City retirees with semi-annual educational workshops.

Contact Information

Historic City Hall
915 I Street, Plaza Level
Sacramento, CA 95814

(916) 808-5665
Fax: (916) 808-7326