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Benefit services

The City of Sacramento provides a competitive package of employee benefit programs that supports City recruitment and retention objectives and is designed to meet the diverse and changing needs of our employees.

The Benefits and Retirement Division serves as a valuable resource for a wide variety of services:

  • new hire orientations
  • benefits orientations
  • insurance enrollment, changes, and questions
  • flexible spending accounts
  • deferred compensation
  • retiree health benefits


Please refer to the Benefits Directory for vendor information.

Who is eligible for benefits?

Benefit-eligible employees (refer to Benefit Overview Booklet, your Labor Agreement, and the Benefit plan documents for specific eligibility criteria) can enroll the following family members in our medical, dental and vision plans:

  • Spouse (the person they are legally married to under state law, including a same-sex spouse).
  • Domestic partners are eligible for coverage if the employee has completed a Domestic Partner Affidavit.
  • Children (including those of a Domestic Partner's):
    • Under the age of 26 are eligible to enroll in medical coverage. They do not have to live with the employee or be enrolled in school. They can be married and/or living and working on their own.
    • Over age 26 ONLY if they are incapacitated due to a disability and primarily dependent on you for support.
    • Named in a Qualified Medical Child Support Order (QMCSO) as define by federal law.

Who is not eligible?

Family members who are not eligible for coverage include, but are not limited to:

  • Parents, grandparents, and siblings.
  • Any individual who is covered as an employee of City of Sacramento cannot also be covered as a dependent (except for dental and vision).

When can employees enroll in coverage?

Coverage for new benefit-eligible employees begins on the first day of the month, following or coinciding with date of hire. New employees who do not make an election within 30 days of becoming eligible will automatically be enrolled in the lowest cost core medical plan.

Open Enrollment for current benefit-eligible employees is held in the fall. Open enrollment is the one time each year when employees can make changes to their benefit elections without a qualifying life event.

Once Open Enrollment ends, only qualifying life events will allow employees to make certain changes to their coverage elections during the plan year. Employees have 30 days from the date of the life event, with the exception of birth or adoption which allows 60 days, to request and complete the necessary paperwork to finalize the mid-year change. Documentation, such as the copy of a birth certificate, is required when making a benefit change due to a life event. Qualifying life events include, but are not limited to:

  • Birth or adoption of a baby or child (60 days)
  • Loss of other healthcare coverage (30 days)
  • Eligibility for new healthcare coverage (30 days)
  • Marriage (30 days)
  • Divorce (30 days)


2018 Health, Dental and Vision Premiums (Rate Sheets)

Active Employee Premium Rates

Auto, Marine and Specialty Painters, Local 1176

International Association of Machinists and Aerospace Workers (IAMAW)

Plumbers and Pipefitters, Local 447

Sacramento Area Firefighters, Local 522

Sacramento City Exempt Employees Association (SCXEA)

Sacramento Police Officers Association (SPOA)

Sacramento-Sierra's Building and Construction Trades Council

Stationary Engineers, Local 39, Units 04 and 15 (Full Time)

Stationary Engineers, Local 39, Units 04 and 15 (Part Time)

Stationary Engineers, Local 39, Units 03, 16, and 17 (Full Time)

Stationary Engineers, Local 39, Units 03, 16, and 17 (Part Time)

Unrepresented Employees

Western Council of Engineers (WCE)

2018 Summary of Benefits and Coverage

Want to know what a specific plan will cover as well as the associated costs? Review the summary of benefits and coverage documents below for our health, dental and vision plans. Please visit our Account Based Health Plan (ABHP) page for general plan overview and frequently asked questions. Privacy Practices Notice 2018.

Glossary of Health Coverage and Medical Terms

$25 Copay
$40 Copay
Account-Based Health Plan (ABHP)
Overview of Kaiser Plan Options
Overview of Kaiser Health Savings Account (HSA)
Chiropractic Benefits for $25 & $40 HMO Plans
Chiropractic Benefits for ABHP Plan
Privacy Notice

$25 Copay
$40 Copay
Account-Based Health Plan (ABHP)
Pharmacy Benefits
Chiropractic and Acupuncture for $25 & $40 HMO Plans
Infertility for $25 & $40 HMO Plans
Service Area Map
Privacy Notice

$25 Copay
$40 Copay
Account-Based Health Plan (ABHP) Employee Only
Account-Based Health Plan (ABHP) Family
Health Savings Account (HSA) Account-Based Health Plan (ABHP)
Prescription Copayment Summary
Chiropractic and Acupuncture for $25 & $40 HMO Plans
Infertility for $25 & $40 HMO Plans
Service Area Map
Privacy Notice

DeltaCare USA
Delta Dental PPO
Delta Dental Quick Plan Comparison
Privacy Notice

Base Plan and Premium Plan
Privacy Notice

2018 Open Enrollment Communications

Contact Information

Historic City Hall
915 I Street, Plaza Level
Sacramento, CA 95814

(916) 808-5665
Fax: (916) 808-7326