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2019 OPEN ENROLLMENT - Benefit services

 

2019 Open Enrollment is October 1-26, 2018!

Please review the 2019 benefits information on this page and contact Benefit Services if you need assistance.

Your 2019 benefit elections can be made in eCaps from any internet connected device.

 

2019 EMPLOYEE BENEFITS INFORMATION

2019 Health, Dental and Vision Premiums (Rate Sheets)

Active Employee Premium Rates

Annual Premium Cost Overview

All Rep Units / Labor Groups except SPOA and L522

All Rep Units / Labor Groups except SPOA and L522 for FTE .79 to .50

Rep Units 02 and 05 - SPOA and L522

Comparison of $25 Co-pays vs $40 Co-pays

2019 Summary of Coverage
Want to know what a specific plan will cover as well as the associated costs? Review the summary of benefits and coverage documents below for our health, dental and vision plans. Please visit our Account Based Health Plan (ABHP) page for general plan overview and frequently asked questions. Privacy Practices Notice 2018.

Glossary of Health Coverage and Medical Terms

KAISER
$25 Copay
$40 Copay
Account-Based Health Plan (ABHP)
Overview of Kaiser Plan Options
Overview of Kaiser Health Savings Account (HSA)
Chiropractic Benefits for $25 & $40 HMO Plans
Chiropractic Benefits for ABHP Plan

SUTTER HEALTH PLUS
$25 Copay
$40 Copay
Account-Based Health Plan (ABHP)
Pharmacy Benefits
Wellness
Chiropractic and Acupuncture for $25 & $40 HMO Plans
Infertility for $25 & $40 HMO Plans
Service Area Map

WESTERN HEALTH ADVANTAGE
$25 Copay
$40 Copay
Account-Based Health Plan (ABHP) Employee Only
Account-Based Health Plan (ABHP) Family
Health Savings Account (HSA) Account-Based Health Plan (ABHP)
Prescription Copayment Summary
Wellness
Active & Fit Direct Program
Chiropractic and Acupuncture for $25 & $40 HMO Plans
Infertility for $25 & $40 HMO Plans
Service Area Map

DELTA DENTAL
DeltaCare USA
Delta Dental PPO
Delta Dental Quick Plan Comparison

VISION SERVICE PLAN
Base Plan and Premium Plan

Health Care Privacy Notices

Kaiser
Sutter Health Plus
Western Health Advantage
Delta Dental
VSP

2019 Open Enrollment Communications

2019 Employee Benefits Handbook

Employee Benefits Provider Directory

2019 eCAPS Open Enrollment Instructions

 


BENEFITS SERVICES

The City of Sacramento provides a competitive package of employee benefit programs that supports City recruitment and retention objectives and is designed to meet the diverse and changing needs of our employees.

The Benefit Services Division serves as a valuable resource for a variety of services:

  • employee benefit orientations
  • insurance enrollment, changes, and questions
  • flexible spending accounts
  • deferred compensation
  • retiree health benefits

Employee benefits are administered according to the City's IRS section 125 Cafeteria Plan and the Labor Agreements.

Employee Benefit Summaries

SCXEA, Units 01, 10, 14

SPOA, Unit 02

Local 39, Units 03, 16, 17, 04, 15

Local 522, Unit 05

BT, Unit 06

Local 447, Unit 07

Local 1176, Unit 08

WCE, Unit 11

IAMAW, Unit 12

Unrep, Units 20, 21, 22

Charter Officers, Unit 20

Who is eligible for benefits?

Benefit-eligible employees can enroll the following family members in our medical, dental and vision plans:

  • Spouse (the person they are legally married to under state law, including a same-sex spouse) or State of California registered domestic partner.
  • Natural-born, adopted (or placement for adoption), current step, or current registered domestic partner children up to age 26:                
    • Over age 26 ONLY if they are incapacitated due to a disability and primarily dependent on you for support.
    • Named in a Qualified Medical Child Support Order (QMCSO) as defined by federal law.
Who is not eligible?

Family members who are not eligible for coverage include, but are not limited to:

  • Parents, grandparents, and siblings.
  • Any individual who is covered as an employee of City of Sacramento cannot also be covered as a dependent (except for dental and vision).
When can employees enroll in coverage?

Coverage for new benefit-eligible employees begins on the first day of the month, following or coinciding with date of hire. New employees who do not make an election within 30 days of becoming eligible will automatically be enrolled in the lowest cost core medical plan.

Open Enrollment for current benefit-eligible employees is held in the fall. Open enrollment is the one time each year when employees can make changes to their benefit elections without a qualifying life event.

Once Open Enrollment ends, only qualifying life events will allow employees to make certain changes to their coverage elections during the plan year. Employees have 30 days from the date of the life event, with the exception of birth or adoption which allows 60 days, to request and complete the necessary paperwork to finalize the mid-year change. Documentation, such as the copy of a birth certificate, is required when making a benefit change due to a life event. Qualifying life events include, but are not limited to:

  • Birth or adoption of a baby or child (60 days)
  • Loss of other healthcare coverage (30 days)
  • Eligibility for new healthcare coverage (30 days)
  • Marriage (30 days)
  • Divorce (30 days)

 

 
 
 
 
 
 
 
 

2018 EMPLOYEE BENEFITS INFORMATION

2018 Health, Dental and Vision Premiums (Rate Sheets)

Active Employee Premium Rates

Local 1176, Unit 08 

IAMAW, Unit 12

Local 447, Unit 07

Local 522, Unit 05

SCXEA, Unit 01, 10, and 14

SPOA, Unit 02

BT, Unit 06

Local 39, Units 04 and 15 (Full Time)

Local 39, Units 04 and 15 (Part Time)

Local 39, Units 03, 16, and 17 (Full Time)

Local 39, Units 03, 16, and 17 (Part Time)

Unrep Employees, Unit 09, 20, 21, and 22

WCE, Unit 11

2018 Summary of Coverage

Want to know what a specific plan will cover as well as the associated costs? Review the summary of benefits and coverage documents below for our health, dental and vision plans. Please visit our Account Based Health Plan (ABHP) page for general plan overview and frequently asked questions. Privacy Practices Notice 2018.

Glossary of Health Coverage and Medical Terms

KAISER
$25 Copay
$40 Copay
Account-Based Health Plan (ABHP)
Overview of Kaiser Plan Options
Overview of Kaiser Health Savings Account (HSA)
Chiropractic Benefits for $25 & $40 HMO Plans
Chiropractic Benefits for ABHP Plan
Privacy Notice

SUTTER HEALTH PLUS
$25 Copay
$40 Copay
Account-Based Health Plan (ABHP)
Pharmacy Benefits
Wellness
Chiropractic and Acupuncture for $25 & $40 HMO Plans
Infertility for $25 & $40 HMO Plans
Service Area Map
Privacy Notice

WESTERN HEALTH ADVANTAGE
$25 Copay
$40 Copay
Account-Based Health Plan (ABHP) Employee Only
Account-Based Health Plan (ABHP) Family
Health Savings Account (HSA) Account-Based Health Plan (ABHP)
Prescription Copayment Summary
Wellness
Chiropractic and Acupuncture for $25 & $40 HMO Plans
Infertility for $25 & $40 HMO Plans
Service Area Map
Privacy Notice

DELTA DENTAL
DeltaCare USA
Delta Dental PPO
Delta Dental Quick Plan Comparison
Privacy Notice




Contact Information

Historic City Hall
915 I Street, Plaza Level
Sacramento, CA 95814

(916) 808-5665
Fax: (916) 808-7326
benefitservices@cityofsacramento.org