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Our certified Financial Coaches work with clients toward their future financial goals, helping with safe & affordable financial account access, establishing/building credit, reducing debt, and growing savings.

Margeaux Fischer
Margeaux Fischer, the FEC’s Senior Financial Coach, has worked at International Rescue Committee (IRC) in Sacramento since 2018 and has ten years of experience working in the nonprofit and social services sector. Prior to her role at IRC, she worked as an Economic Empowerment Coordinator VISTA at the New Hampshire Coalition Against Domestic & Sexual Violence. She has also worked on humanitarian financing at the Start Network and peacebuilding and gender-based violence research at the Harvard Humanitarian Initiative. She has volunteered as a Crisis Line Advocate, VITA Tax Preparer, and ESL tutor. She holds a BA in Psychology from Northeastern University and a MSc in International Development and Humanitarian Emergencies from the London School of Economics and Political Science.
Gavina Avila
Prior to joining the FEC team, Gavina Avila was a freelance instructor, teaching finance classes to artists and entrepreneurs in and around the Sacramento area. Gavina has worked in the financial industry since 2007, when she first started working with Bank of America. She received her B.A. in Economics from CSU Sacramento, with a minor in Business and a certificate in Teaching English to Speakers of Other Languages (TESOL) in 2009. In 2013, after returning from teaching English in Sierra Leone, West Africa with the Peace Corps, she promptly assisted her family with starting and maintaining their restaurant business while attending a graduate program at CSU Sacramento. Gavina has a passion for encouraging others, leading with foresight, and developing strong community relationships, both professionally and personally. She was the first in her family to graduate from college, as a first-generation student of immigrant parents, and did so debt and loan free. When Gavina is not traveling and photographing internationally, she likes to take her dog Decker on long walks. She is fluent in Spanish. 
Elliott Geneste de Besme Elliott Geneste de Besme has a passion for diversity and inclusion combined with an extensive background in coaching and training. This experience has molded Elliott into a natural leader who thrives on helping others empower themselves. Elliott has worked with many vulnerable populations throughout the years in various social work positions, and always strives to operate from a place of cultural humility and compassion. Having recently obtained an MSc in Human Resource Management, Elliott is very eager to put his background and education to use in helping to provide FEC clients with tools to improve their lives. A driven professional by day, Elliott enjoys replenishing himself by spending time in nature, with friends, and through various creative pursuits.
Marcia McClain Marcia McClain is a new FEC Financial Coach, working exclusively with individuals who have been financially impacted by the COVID-19 pandemic. Marcia brings over 15 years of experience working in various non-profit social work sectors. She has worked as K-12 educator in California public schools for many years, and enjoys providing education opportunities for adults as well. Marcia earned her AA degree in Paralegal studies from MTI College in Sacramento, and her BA degree in Government from California State University Sacramento. In her spare time, Marcia enjoys learning about diverse cultures through visual and performing arts.